Looking to buy a residential property through my SMSF
Residential Property Investment Through Your SMSF
For the right investor, purchasing residential property through a Self-Managed Super Fund (SMSF) can be an effective long-term wealth creation strategy. An SMSF allows you to invest your superannuation into a property that may benefit from potential capital growth and rental income while helping diversify your retirement portfolio.
With the right lending structure and professional guidance, an SMSF property investment can provide greater control over your retirement assets and align with your broader financial objectives. However, SMSF borrowing involves complex legal, taxation and compliance requirements that need to be carefully considered before making any decisions.
Important Information
Finset Advisory provides lending solutions only and does not provide financial, taxation or legal advice. Whether an SMSF property investment is suitable for you will depend on your individual circumstances, investment objectives and retirement strategy. We strongly recommend that you seek independent advice from a qualified financial adviser and accountant before establishing an SMSF or purchasing property through an SMSF.
Our role is to work alongside your trusted advisers to structure the most appropriate lending solution and guide you through the SMSF lending process from application to settlement.
Looking to refinance an Existing SMSF Mortgage
When was the last time you checked the interest rate on your SMSF mortgage?
If you’re like many SMSF borrowers, you’re probably paying more than you need to.
The Big Four and most other first-tier banks don’t offer SMSF refinancing, which might mean your interest rate has slowly been creeping up year after year.
But you do have options.
With more than 5 specialised SMSF lenders on our panel, our lending strategists can help you refinance to a loan with a lower interest rate.
That means better cash flow for your SMSF – and more funding for your post-retirement lifestyle.
